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Code, as adopted in the State of New York, shall apply to the transactions contemplated by this Agreement except to the extent expressly prohibited by federal law. Headings: The headings to sections of this Agreement are included for ease and reference and shall not be deemed to create rights, remedies, claims or defenses arising under this Agreement. Severability: Should any part of this Agreement be held illegal, invalid, or unenforceable, the remaining provisions shall remain in full force and effect. Company Name: Town of Aurora Company Address: 575 Oakwood Ave East Aurora, NY 14062 Telephone Number: (716 ) 652-7590 E-mail Address: [email protected] IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized representative and same shall be effective as of the date of execution and acceptance by the Bank, as set forth below. Bank of Holland Town of Aurora Financial Institution Company Name le A Q AS —_ Bank representative signature Company representative signature Kelly A. Bloom Charles D. Snyder Printed Name Printed Name Branch Administrator Supervisor Title Title Page 4 of 4