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2. LIABILITY INSURANCE The Contractor agrees to secure and maintain, at the Contractor’s own expense, all insurance coverage required herein from one or more insurance companies that are licensed to write such insurance in New York State or are eligible non-admitted insurers, per the current Excess Line Association of New York’s (ELANY) official list. Insurers must carry an A.M. Best “Secure” rating of A- or better. The Contractor’s insurance shall include the following, and shall be written with limits no less than hereinafter specified: .1 COMMERCIAL GENERAL LIABILITY (a) Occurrence based Commercial General Liability coverage to include bodily injury, personal injury, and property damage applicable to ongoing operations, products & completed operations, and contractual liability, all with a per-project aggregate endorsement. There shall be no exclusions for NY State Labor Law. There shall be no exclusions for explosion, collapse, and underground operations (“XCU”). The coverage limits applicable shall be the greater of the amounts indicated below or the amounts carried by the Contractor: General Aggregate $2,000,000 Products & Comp/Op. Aggregate $2,000,000 Personal & Advertising Injury $1,000,000 Each Occurrence $1,000,000 Fire Damage (any one fire) $ 50,000 Med. Expense (any one person) $ 5,000 (b) Additional Insured: Coverage in Commercial General Liability, Automobile Liability, and Excess Liability and/or Umbrella Liability policies or coverage sections shall be written or endorsed so as to apply to the following as additional insured on a primary and non-contributory basis: "Town of Hamburg and its employees, authorized volunteers, committee members and board members” This Additional Insured coverage must be at least as broad as ISO Form CG 20 10 11 85 or both CG 20 10, CG 20 26, CG 20 33, or CG 20 38; and CG 2037 forms together if later revisions are used, or the equivalent. In addition, the primacy of coverage must be at least as broad as ISO Form CG 20 01 04 13. The Certificate of Insurance must clearly state how Additional Insured coverage is achieved in the General Liability, Automobile Liability, and Umbrella/Excess Liability policies. Certificates of Insurance must show the form numbers that are used to achieve all of the Additional Insured coverage. A copy of the actual policy language that achieves this coverage in each policy must be provided to the Owner with the Certificate of Insurance. (b) Products & Completed Operations coverages must be maintained in force for a minimum of three (3) years following Final Completion of the Project. (c) Waiver of Subrogation: To the fullest extent permitted by applicable state law, a Waiver of Subrogation Clause shall be added to the General Liability, Automobile, Umbrella/Excess Liability, and Workers Compensation policies in favor of the Town. .2 AUTOMOBILE LIABILITY INSURANCE Bodily Injury and Property Damage, coverage for the Contractor as the owner or the lessee of automobiles, trucks, trailers, self-propelled Contractor’s equipment and all other owned, hired and non- owned vehicles registered for use on the public highway and/or used in operations relating to work under contract. If any such vehicles are to be used to transport hazardous materials, the Contractor shall also provide pollution liability broadened coverage evidenced by ISO Form CA 99 48. The coverage limit applicable shall be the greater of the amounts indicated below or the amount(s) carried by the Contractor: Combined Single Limit $1,000,000 Note: See Section 2.1(b) above for additional insured requirements applicable to Automobile Liability insurance. 63