Southtowns Record

7/14/26 Board Packet

Government
Village of Gowanda
Board
Village Board
Meeting
Jul 14, 2026
Kind
Agenda packet
Topics
Water, sewer and drainage, Public safety, Roads and traffic, Zoning and land use, Budget and taxes, Parks and recreation, Audits and oversight

Original document

Same meeting

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Village of Gowanda

Your Gallagher Team
Your Gallagher team is a true partner. We have the expertise to understand your business and we're here to service
and stay alongside you, every step of the way.

 Randy Glenn, AAI cyRM CCIC
  Producer  Randy _ Glenn @ajg.com  716-863-1856
 Area Vice President
 Christopher Ross
 Client Service Manager, Senior  Client Service Manager  | Christopher [email protected]  | 716-926-8448

 Deanne Hutchinson-Pinto  .  .  .
 Claims Advocate Senior  Claims Advocate (P&C)  _ Deanne  [email protected]  716-926-8696

Premium Summary
The estimated program cost for the options are outlined in the following table:

  Policy Type  Current  Proposed

  Package
  Property  50,252.03  56,965.66
  Boiler  & Machinery  5,745.00  6,511.00
  Liability  19,421.00  20,613.00
  Crime  1,507.00  1,498.00
  Inland Marine  7,617.00  7,646.00
  Law Enforcement
  Liab.  28,465.00  26,892.00
  Public Officials Liab.  14,111.00  14,412.00
  Package Total  127,118.03  134,536.66

  Auto  13,208.00  12,403.00
  Excess Liability  6,301.00  7,359.00
  oce  275.00  275.00

  Cyber  2,461.76  2,539.56

  Totals  $149,863.79  $157,113.22

  Property values increase 4% for renewal.
  Added 2025 Mack mid-term.

“Estimated Cost includes all taxes, fees, surcharges and TRIA premium (if applicable)

Premiums are due and payable as billed and may be financed, subject to acceptance by an approved finance company. Following
acceptance, completion (and signature) of a premium finance agreement with the specified down payment is required. Note: Unless
prohibited by law, Gallagher may earn compensation for this optional value-added service.