Southtowns Record

7/14/26 Board Packet

Government
Village of Gowanda
Board
Village Board
Meeting
Jul 14, 2026
Kind
Agenda packet
Topics
Water, sewer and drainage, Public safety, Roads and traffic, Zoning and land use, Budget and taxes, Parks and recreation, Audits and oversight

Original document

Same meeting

Text · page 91 of 123

Read the whole document on one page (all 123 pages, each with its own heading)

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Village of Gowanda

Proposal Summary
We appreciate the opportunity to quote your business insurance. This proposalis a summary of policy terms and
conditions.

This proposal provides coverage highlights along with the attached carrier quotations for the following coverages:  i
  «  ~Package  :
  o  Property
  co  Inland Marine  !
  o  Crime
  o  General Liability
  o  Law Enforcement Liability
  o  Public Officials Liability
  Automobile Liability
  Excess Liability
  Owners & Contractors Protective Liability
  Cyber Liability

We are not aware of any changes in your exposures to loss, nor are we aware of any changes in your business
operations that would necessitate additional coverage options. Please notify us immediately if you are planning any
new business operations.

The values and schedules are per the expiring policy or the information you have previously provided.  It is your
responsibility to notify us of all necessary changes to your schedules.

Information contained in this proposal is intended to provide a brief overview of coverages. It should be used for
reference purposes only. It is not intended to provide a full list of policy exclusions, limitations, and conditions. The
provided quotes should be reviewed for further details. Coverage afforded to you is subject to all terms, conditions,
and exclusions of the bound and issued policies.

To Bind Coverage:

Please refer to the attachment document titled, “Client Authorization to Bind Coverage”:

  *  Note any changes you desire to be made
  e  Place a check mark next fo the coverage(s) you wish to accept
  .  Date and Sign
  e  Return prior to the effective date of coverage

Thank you for allowing Gallagher to service your insurance needs. We appreciate your business and look
forward to working with you in the coming year. Please contact me if you have any questions.

Sincerely,
Christopher Rosy
Christopher Ross
Client Service Manager, Senior

Enclosure

  >  Gallagher
  insurance | Risk Management | Consulting