Southtowns Record

7/14/26 Board Packet

Government
Village of Gowanda
Board
Village Board
Meeting
Jul 14, 2026
Kind
Agenda packet
Topics
Water, sewer and drainage, Public safety, Roads and traffic, Zoning and land use, Budget and taxes, Parks and recreation, Audits and oversight

Original document

Same meeting

Text · page 95 of 123

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Village of Gowanda

  e  Theft of Money and Securities  $1,000
  e  Robbery or Safe Burglary of Other
  Property  $1,000
Outside the Premises  $1,000
Computer Fraud and Funds Transfer Fraud  | $1,000
Money Orders or Fraudulent Impersonation  | $1,000

General Liability Premium  $20,613.00
Estimated Cost  $20,613.00

 Class Code  Description  Rate ($)  Exposure

90040  Summer Recreational Programs — Loc.# All  ProdiGemp Ope. Inclu deq | Each

00046  Wharves/Waterfront Property — Loc.# All  ProdGenp  One. Incl ded  Sq. Feet

00023  pve  Subdiv Budget (Towns & Villages) —  ProdiGemp  Ope. Included  Appropriations

00044  Water Department/Utility — Loc# All  ProdiGemp. One Incl dea | Payroll
00034  Sewer Facility (Stand Alone) — Loc.# All  pone Pe  One Incl deg | Miles
d0039  Streets and Roads — Loc.# All  PremiOps— Included  Miles

Each Occurrence
General Aggregate Limit  $2,000,000
Products/Completed Operations  $1,000,000
Aggregate Limit
Personal And Advertising Injury Limit  $1,000,000 Any one person or organization
Damage To Premises Rented To You  $50,000 - Any One Premises
Limit
Medical Expense Limit  $5,000 - Any One Person
Form Type  Occurrence

Law Enforcement Liability Premium  $26,892.00
Estimated Cost  $26,892.00

Policy Layer  Primary
Each Person Limit  $1,000,000
Each Occurrence Limit  $1,000,000
Annual Aggregate Limit  $2,000,000
  Claims-Made - Wrongful Acts, Employment Acts, Breach of
Form Type  Fiduciary Duty
  11/01/1995 - Wrongful Acts, Employment Acts, Breach of Fiduciary
Retroactive Date  Dut