Southtowns Record

7/14/26 Board Packet

Government
Village of Gowanda
Board
Village Board
Meeting
Jul 14, 2026
Kind
Agenda packet
Topics
Water, sewer and drainage, Public safety, Roads and traffic, Zoning and land use, Budget and taxes, Parks and recreation, Audits and oversight

Original document

Same meeting

Text · page 96 of 123

Read the whole document on one page (all 123 pages, each with its own heading)

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Village of Gowanda

 Public Officials Liability Premium  $14,411.00
 Estimated Cost  $14,411.00

 Policy Layer  Primary
 Per Claim Limit  $1,000,000
 Land Use Liability Per Claim Limit  $1,000,000
 Land Use Liability Annual Aggregate Limit  $1,000,000
 Annual Aggregate Limit  $2,000,000
 Extended Employment Practices Liability
 Fisa Annual Aggregate Limit  $100,000
 Fisa Per Claim Limit  $50,000
 Eeoc Annual Aggregate Limit  $100,000
 Eeoc Per Claim Limit  $50,000
 Back Wages Annual Aggregate Limit  $500,000
 Back Wages Per Claim Limit  $250,000
 Form Type  Claims-Made
 Retroactive Date  02/15/2001

 Deductible  $2,500
 Back Wages Deductible  $2,500

Automobile Liability

  je Prem
 MVR FEE  $240.00.
 Estimated Cost  $12,403.00
 Valuation  Actual Cash Value

 Liability (Symboi: 1)  $1,000,000 Each "Accident
  e  Hired Or Borrowed Liability  $1,000,000
  «  _Non-ownership Liability  Included
 Mandatory Personal Injury Protection  $50,000
 (Symbol: 5)
 Optional Basic Economic Loss (Symbol: 5)  $25,000
 Added Personal Injury Protection (Or
 Equivalent Added No- Fault Coverage)  $100,000
 (Symbol: 5)
 Physical Damage Comprehensive  Actual Cash Value Or Cost Of Repair, Whichever Is Less, Minus See
 Coverage (Symbol: 7)  Schedule Auto, But No Deductible Applies To Loss Caused By
  Fire Or Lightning Deductible For Each Covered
 Physical Damage Collision Coverage  Actual Cash Value Or Cost Of Repair, Whichever Is Less, Minus See
 (Symbol: 7)  Schedule Deductible For Each Covered Auto
 Uninsured Motorists (Symbol: 2, 9)  $50,000
 Personal Injury Protection (or equivalent
  Add’! PIP: $100,000
 no-fault coverage)

 Physical Damage
  «  Comprehensive  $500
  e  Collision  $500
 PIP Deductible  Full
 Deductible Reimbursement For Officers &  $1,000
 Directors