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Village of Gowanda Carrier Information New York Municipal Insurance Reciprocal Owners & Contractors Protective Liability $275.00 Total Owners & Contractors Protective $275.00 h Occurrence Limit $1,000,000 General Aggregate Limit $2,000,000 Cyber Liability Carrier Information "Cyber Liability $2,255.00 Terrorism — TRIA (Included) $0.00 CFC Policy Administration Fee $185.00 Insuring Clause 1: Cyber Incident Response A. Incident Response Costs $1,000,000 Each and Every Claim B. Legal and Regulatory Costs $1,000,000 Each and Every Claim C._ IT Security and Forensic Costs $1,000,000 Each and Every Claim D. Crisis Communication Costs $1,000,000 Each and Every Claim £. Privacy Breach Management $1,000,000 Each and Every Claim Costs F. Third Party Privacy Breach $1,000,000 Each and Every Claim Management Costs G. Post Breach Remediation Costs $50,000 each and every claim, subject to a maximum of 10% of all sums we have paid as a direct result of the cyber event Insuring Clause 2: Cyber Crime Funds Transfer Fraud $250,000 Limit Each and Every Claim x) o) 7] m) oO] oj a) > Invoice Manipulation $250,000 Limit Each and Every Claim Ale|-| New Vendor Fraud $250,000 Limit Each and Every Claim Physical Goods Fraud $250,000 Limit Each and Every Claim Theft of Personal Funds $250,000 Limit Each and Every Claim Corporate Identity Theft $250,000 Limit Each and Every Claim Theft of Funds Held in Escrow $250,000 Limit Each and Every Claim Theft of Client Funds $50,000 Limit Each and Every Claim Customer Payment Fraud $50,000 Limit Each and Every Claim Telephone Hacking $250,000 Limit Each and Every Claim Unauthorized Use of Computer $500,000 Limit Each and Every Claim Resources Insuring Clause 3: Extortion $1,000,000 Each and Every Ciaim Insuring Clause 4: System Damage and Business Interruption A. System Damage and Rectification $1,000,000 Each and Every Claim Costs B. Hardware Replacement Costs $1,000,000 Each and Every Claim Cc. Income Loss and Extra Expense $1,000,000 Each and Every Claim