Southtowns Record

7/14/26 Board Packet

Government
Village of Gowanda
Board
Village Board
Meeting
Jul 14, 2026
Kind
Agenda packet
Topics
Water, sewer and drainage, Public safety, Roads and traffic, Zoning and land use, Budget and taxes, Parks and recreation, Audits and oversight

Original document

Same meeting

Text · page 99 of 123

Read the whole document on one page (all 123 pages, each with its own heading)

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Village of Gowanda

  D.  Emergency and Additional  $100,000 Each and Every Claim
  Operational Continuity Costs
  E.  Voluntary and Regulatory  $1,000,000  Each and Every Claim
  Shutdown
  F.  Dependent Business Interruption  $1,000,000 Each and Every Claim
  G.  Consequential Reputational Harm  | $1,000,000 Each and Every Claim
  H.  Lost or Missed Bids  $1,000,000 Each and Every Claim
  |.  Claim Preparation Costs  $25,000 Each and Every Claim
Section: Non-Tech Dependent Business  $1,000,000 Each And Every Claim
Interruption
Insuring Clauses 5 And 7 - 9 Combined  $1,000,000 in the aggregate
Insuring Clause 5: Network Security and
Privacy Liability
  A.  Network Security Liability  $1,000,000  in the Aggregate,  including  costs and expenses
  B.  Privacy Liability  $1,000,000  in the Aggregate,  including  costs and expenses
  C.  Management Liability  $1,000,000  in the Aggregate,  including  costs and expenses
  D.  Regulatory Fines, Penalties and  $1,000,000  in the Aggregate,  including  costs and expenses
  Investigation Costs
  E. PCl Fines, Penalties and  $1,000,000 in the Aggregate, including costs and expenses
  Assessments
  F. Contingent Bodily Injury  $250,000 in the Aggregate
Section: Corrective Action Plan Costs  $50,000 in the Aggregate
Wrongful Collection And Use Of Personal  $50,000 in the aggregate, including costs and expenses
Data And Data Privacy Regulatory
Investigations Sections Combined
Section: Wrongful Collection And Use Of  $50,000 in the aggregate, including costs and expenses
Personal Data
Section: Data Privacy Regulatory  $50,000 in the aggregate, including costs and expenses
Investigation
Insuring Clause 6: Criminal Reward Cover  $100,000 Each and Every Claim
Insuring Clause 7: Media Liability
  A.  Defamation  $1,000,000 in the Aggregate, including costs and expenses
  B.  Intellectual Property Right  $1,000,000 in the Aggregate, including costs and expenses
  Infringement
Insuring Clause 9: Court Attendance Costs  | $100,000 in the Aggregat

Significant policy endorsements include, but are not limited to, those listed on the attached quote/policy
form/endorsements

Significant policy exclusions include, but are not limited to, those listed on the attached quote/policy
form/endorsements.

Aggregate Deductible  $2,500 in the aggregate
Time Franchise  [8 hours